Fixed-Rate Mortgages: What They Are and When to Apply

Fixed-Rate Mortgages: What They Are and When to Apply

Although there are numerous mortgage products on the market, they can be divided into two broad categories: variable-rate loans and fixed-rate loans. This article will deepen our understanding of fixed-rate mortgages and when to apply for this type of mortgage loan....

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What Type of Mortgage Should You Get When Buying a House?

What Type of Mortgage Should You Get When Buying a House?

If you’re planning to apply for a mortgage, you have three options to choose from: conventional loans, FHA loans, and VA loans. Each one has its own advantages and disadvantages, so it’s best to read through their differences to see what works best for you.  What is a...

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Buying a Home? Know These 4 Types of Home Mortgage Loans

Buying a Home? Know These 4 Types of Home Mortgage Loans

Finding the ideal property is only half the battle unless you can pay for it entirely in cash. The second part is determining which sort of mortgage is right for you. You'll most likely be repaying your mortgage over a lengthy period, so it's critical to choose a loan...

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How Taking Out a Mortgage Will Affect Your Credit Score

How Taking Out a Mortgage Will Affect Your Credit Score

Maintaining a good credit score is essential for anyone trying to get through their responsibilities in life. Your credit determines everything from the loans and rates you get to the quality of your cellular plan and utilities. Naturally, anyone taking out a house...

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Home Loan Options: What Can Your Credit Score Get You?

Home Loan Options: What Can Your Credit Score Get You?

Credit scores can tell a lot about a person, especially when lending companies are concerned. Since high-value purchases demand less risk for lenders, they prioritize choosing borrowers with reliable payment practices. Because of this principle, borrowers typically...

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4 Common VA Home Loan Myths That Need to Be Debunked

4 Common VA Home Loan Myths That Need to Be Debunked

When you’re looking to buy a home, you must first consider what type of home loan you should be applying for. And during this process, you may disregard VA home loans due to some secondhand horror stories you’ve heard about VA loan applications. But the things you’ve...

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Big Home Down Payment? Here Are Some Things You Can Do!

Big Home Down Payment? Here Are Some Things You Can Do!

Having money for a down payment is important when buying a home. It’s one of the few upfront costs you need to prepare for. If you’re concerned that you don’t have enough money for a down payment yet, don’t worry; we will help you get that money in the bag in no...

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Why You Should Buy a New Home Before Selling Your Old One

Why You Should Buy a New Home Before Selling Your Old One

Generally, the main process that people follow when transitioning between or upgrading their homes is that they’re required to sell their old home first before qualifying for a new mortgage.  From a practical perspective, the “unload to reload” approach is a...

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5 Reasons It’s Better to Buy a Property Than to Rent One

5 Reasons It’s Better to Buy a Property Than to Rent One

When it comes to a house, this question always comes up: which is better, rent or purchase? For many, owning a property is worth it because it provides a sense of security and stability. On the other hand, you won’t get this when you choose to rent. In this post,...

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