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Even before the pandemic hit, many people in California were already self-employed, but this number increased even more once COVID-19 was in full swing.   If you are self-employed and considering obtaining a mortgage, you may be concerned about how your financial...

Having money for a down payment is important when buying a home. It’s one of the few upfront costs you need to prepare for. If you’re concerned that you don’t have enough money for a down payment yet, don’t worry; we will help you get that money in the bag in no...

Generally, the main process that people follow when transitioning between or upgrading their homes is that they’re required to sell their old home first before qualifying for a new mortgage.  From a practical perspective, the “unload to reload” approach is a...

When it comes to a house, this question always comes up: which is better, rent or purchase? For many, owning a property is worth it because it provides a sense of security and stability. On the other hand, you won’t get this when you choose to rent. In this post,...

The most effective way to access your home equity is determined mainly by what you want to do with the funds. Of course, your credit score and financial condition are essential parts of obtaining good terms. They will, however, be considerations regardless of whatever...

There are a lot of things that go into buying a house, especially if it’s your first time. It’s not enough that you want to buy a home and have a steady income.  Aside from reading about tips and other hacks to make the experience worthwhile, another crucial thing to...

Being a single parent is tough as you have the responsibilities of two parents, plus you need to make ends meet. Securing a home should be your priority because this will make things so much easier for you in the long run. The good news is, you can get a mortgage even...

Military borrowers dub VA loans as the most powerful loan program on the market because of their flexibility and lack of down payment. This lending program has helped more than 24 million service members to purchase or build their own homes.  VA loans are given by...

People who want to afford a house purchase can seek financial assistance by applying for conventional loans. Lenders usually ask for a big down payment to make the loan possible. Some people can afford this, but not all have enough money saved to cover this cost....

Making the transition from renting to buying a home is a significant step in a person’s life. However, it is a significant decision that extends beyond financial considerations. It's a lifestyle change that you must be ready to make. How do you know if you are ready...