New Year, New Home: How To Make It Happen in 2025
This is the time when a lot of people take a moment to reflect and set their goals for this year. And as you picture what you want your 2025 to look like, one thing that may pop into your mind is the vision of you in a new home. But how do you get there? And where do...
FHA Loans: Could You Qualify for More Than One at a Time?
Unless you meet specific criteria, there is no limit on the number of Federal Housing Administration (FHA) loans a person may qualify for in a given lifetime. To buy your next house, you may have considered applying for a second FHA mortgage if you purchased your...
Using Your VA Loan Twice with the Help of VA Entitlement
If you want to take out a VA loan more than once, you'll need to have VA entitlement. This is a specific dollar amount that the VA agrees to pay back to the lender if a veteran doesn't make their loan payments. Yes, you're read that right; this method mostly focuses...
Mortgage Refinance Tips And Tricks – Part 2
Even if it’s not the best time to refinance the loan because of the ever-rising interest rates, you might still be considering refinancing if you need or want to tap into your home’s equity. In the first installment of this article, we’ve already shared a few tips and...
Top 5 Advantages of Choosing Local Home Loan Lenders
Buying a home can be quite a challenge. There are many things to consider—possibly moving to a new town or city, finding the best house, passing all the requirements, having the home inspection, and ensuring that the house mortgage is in order. If you require more...
Tips to Know When Planning to Apply for a Mortgage Refinance
A mortgage refinance is one way to restructure your current home loan on better terms. When should you consider refinancing your mortgage? It’s the best option for you if your existing home loan costs you a lot more than it should. Here are some signs that indicate...
A Definitive Guide to Getting Preapproved for a Home Loan
It's no secret that owning a house is a responsibility because you must ensure that it's serving you well as a homeowner. Conversely, a house is also considered an investment because it's one of the most expensive things the average person can buy. However, buying a...
5 Importance Requirements to Complete for Your Mortgage Pre-Approval
A pre-approval is valuable to both buyers and sellers. It's hard to find a buyer who will make an offer without a pre-approval letter from a lender, and it's hard to find a lender who will approve a loan without proof that the buyer is qualified to handle their...
All You Need to Know About Mortgage Refinancing
Before refinancing a mortgage, homeowners should understand how the process works and what role their credit plays. They should also know what tactics they can use to ensure they get the best possible outcome from the refinance. What Is Mortgage Refinancing? When you...
FHA Loans for Investment Properties: Can This be Done?
Low requirements for down payments and favorable credit scores can make Federal Housing Administration (FHA) loans attractive options for homebuyers. But these loans may not be suitable for all real estate investors because the conditions of the loans won’t allow it....