Hawkins Home Loans Reviews

Discover the Hawkins Home Loan Experience


-Lori Hawkins is the most knowledgeable real estate professional that I’ve ever had the pleasure of working with. She was very quick at understanding exactly what I wanted and made the process uncomplicated. – Mos12b10

-Lori was amazing, she worked hard to make our dream of owning our first home a reality. She was available to answer all our questions and concerns always, whether it was after hours or the weekend she was available. – ll ayala

-Lori is a great loan officer. She walks you through everything and if you have questions she is more than happy to answer them. Her team is great as well. Things were delayed not by her but she was very eager to help and get Things solved the fastest way possible. She walked me through the steps of buying a home and checked in with me to see how I doing. She gave detailed list of payments on a home if I decided to put a bid on it. She was really great!! – coronafam4

-Loris team was excellent I getting this refinance done fast. There were no surprises, and everything went smooth. I highly recommend her to everyone. Great communication with her office. – samanthacarr1

-Communication was prompt. We received updates weekly if not daily. Terms were as explained. Great customer service. I would definitely use again and recommend. – notahillbillee

-Lori has been there for us through this whole process with answers to all our questions. She’s given us great advice and helped us work through the best decisions for our situation. We were able to go through the loan process in a timely matter with someone we could trust! We are thankful we got to work with her and team. – lydia4768

-Lori is very informative, helpful and professional. She is very responsive any time I have a question. My sister is working with Lori now to purchase her first home and my brother previously hired Lori for his home purchase as well. I highly recommend Lori when purchasing or refinancing your home. – zuser20150317184349157

-Lori was very knowledgeable and answered our questions timely. She and her team were very customer service oriented and easy to get in touch with. We would recommend her to anyone looking to obtain a mortgage loan. – liznrye

-I bought a house in California in the end of Sep 2015 and she helped me out with my mortgage. She guided me through the whole process. She is very knowledgeable and responsive. The process was smooth and I could close the loan early November 2015. – tnzaw

-Very helpful. I was able to get in touch with her anytime through texts or emails! Lori was very patient with my family and I. No matter how many times we changed our mind, she was still there to work with us. She also gave us tips on our credit score. Lori is awesome! – delmar comjonas

-We appreciate how Lori prepared our loan document accurately, took time to answer our bullet point questions timely, clear and good explanation. When the company recommended appraisal agent typed in error the total sq. ft living space which affecting our house value lower than it supposed to be, we e-mail this issue to Lori, she took care the issue and ensured us the appraisal house value would not hinder the refinance loan approval with the lender. We closed the loan within less than 30 days from the date we signed the HUD online. We highly recommend Lori L. Hawkins to our friends and family. – Sritre01

-I was very pleasantly surprised by the responsiveness and professionalism that Lori displayed. My wife and I had worked with another organization for over a year without visible results; within a week after receiving our information, Lori had our paperwork in play. We are now ready to close, and we can’t thank Lori enough! WE RECOMMEND HER AND MID VALLEY FUNDING HIGHLY! – ddchatman

-Lori is incredible. She took care of us from start to finish. I didn’t have to worry about any detail of our loan. She was proactive, available, and always professional. I would Highly recommend her. – liftingmyhands

-After having to short sale our previous home, we had many concerns and strong apprehensions about the lending process and how vulnerable we could be. Lori was there with the entire process and we felt more and more confident as she guided us through all the new regulations in place that protected us as borrowers. Her knowledge and assurance was critical and we greatly appreciated her personal approach that made everything so much easier on us. – raiderblades

-I couldn’t have a more professional individual; Lori was always prompt to reply to my inquiries, and delivered 100% what quoted. Impressive!! I’d recommend her and her staff anytime. Thanks. – jmarechiga

-Lori made this experience so easy and convenient for us! I especially appreciate how fast and responsive she was. Her thorough communication answered any questions s before we could ask. The completion of the process was very fast. Thank you Lori so much for a great experience! – achouinardward

-Lori did an amazing job helping us find the perfect home loan for us. The process was quick and easy with Lori’s help. She was knowledgeable and very helpful. – ltschweitz

-Lori has always been very helpful throughout our whole experience with her. She has made our experience less stressful and very understanding. She is very reassuring and knowledgeable. Thanks Lori for all that you do! – ceciliamora55

-Lori and her team were excellent and very thorough. They were always pleasant and patient, and kept me up to date regarding my loan. I would very much refer Lori to anyone who wants to secure a home loan. Very professional team! – linda faytina

-We are in the process of refinancing and Lori and her people have been very diligent in working on getting the best loan possible and answering all of our questions. – highfilloffice

-We were referred to Lori by a friend who is also in Real Estate. Lori contacted us the very next day to see how she could be of service to us. Once she found out what we wanted to do she got right on it. Once we met in person we found Lori to be very personable and professional. We had several questions and she took her time to explain every detail of the process. As we moved forward Lori kept us up to date on every step until we were ready to close. We enjoyed dealing with Lori and if we ever need any Real Estate help again she will be our first choice. We would also be glad to share our experience with Lori to our family and friends. – Blackbyrd55

-Lori was very knowledgeable and provided professional service. Excellent turnaround time. Explained in detail in terms of my loan, no surprises. I would highly recommend her to friends and family for their real estate needs. – mialfernandez66

-We had a great experience working with Lori there were times when we thought things weren’t getting done but she surprised us and everything got done on time. She’s on top of her game! Thanks Lori! – num1queen03

-I had a great relationship with Lori and she’s made the entire finance, mortgage and home buying process so seamless and easy to understand. I don’t fully understand everything so she is quick to answer any of my questions. She is prompt, quick and helpful in breakdown complicated concepts and terms. I highly recommend her services. – fongbatman

-Lori is great to work with. She delivered exceptional service and a quick turnaround. Any questions we had were answered immediately. What a great experience from origination through doc signing. We will definitely be recommending her and her team to all of our friends and family! – katiepruden

-Lori has been incredibly helpful and knowledgeable throughout the loan process. She has provided information regarding the purchase of my home as well as additional financial information. I am most impressed with the fact that she has frequently contacted me to let me know about my options before I had a need to ask for the information. – user58577278

-Very helpful and informative. Always answered any questions I had with details I needed to understand this process. All staff associates were very helpful and polite. I knew what was going on throughout the entitle process. I appreciate Lori notifying me of this refinance tie save me money. – thady76

-Lori explained all details of the loan. The loan was submitted timely and hassle free. We will continue to do business with her. Lori and her staff remained on top of the entire process. – carriematthews1975

-Lori has always been a huge help with our mortgage needs. I would highly recommend her to anyone looking to purchase a new home or refinance and existing. Home loan. – user8449943

-Lori has been great on helping us with our home loan. She is always very helpful & answers all our questions. We couldn’t be more satisfied on the loan terms, very happy she is there for us to recommend the best loans & interest available. – vimejia

-I was extremely impressed on how Lori kept us in mind when this program came to be. I felt extremely trusting in her knowledge as she handled the original loan of our current home. She was always available when questions or concerns arose. – user0448152

-Lori Lackey Hawkins was very professional with the entire refi experience. She got things done quickly and made the process smooth and seamless. She was always available for questions at almost any hour. She is extremely knowledgeable and helpful. The process was fast and easy to understand I highly recommend her services to anyone looking to refi. – CarmelaDye

-Lori helped me when I initially purchased my home thru a VA loan and has completed 3 additional refinances on my home. Lori is very knowledgeable and thorough with this sometimes stressful process. I consider her the best in her field. She is always in contact and reviews your file on a regular basis to see how she can help and is always advising as to when it’s a great time to redo your loan for better rates. Thank you Lori! – lvazquez0702

-Best mortgage person ever. Not only during your purchase but after as well. If your her client once your her client and friend forever. I didn’t have the best credit and she worked with me every step of the way always giving me hope that she could get this done for me. Months after my original purchase was done she called me up and said she could lower my payment. She truly always looks out for her clients. – s schauer1

-Lori was great! We were in the process of getting a loan from someone else, but didn’t like the loan terms. Lori came along and offered us a great loan. I highly recommend her! – mancastro2000

-Lori was able to get head way to get process going as other people could not. She explained everything. Happy with my terms if the loan and everything was explained in detail. – brown2597

-Lori is so easy to work with, patient and responsive with all of my questions, and always willing to go the extra mile to give us excellent service. She made sure all of my questions were answered before closing and gave us plenty of options to look at. Thanks again Lori! – user1182254

-Lori was great to work with. Even spent her vacation returning my phone calls and working on my loan. During some difficulties with the house we were purchasing Lori stayed on top of the people that were holding things up and got everything dealt with. I would definitely call Lori if I had home financing needs in the future and would definitely recommend her to anyone! – therosepatch0

-This has been an outstanding, efficient, speedy, and stress-free process. Lori Lackey has been great and will always be my initial point of contact whenever I need another refinance or home purchase. – bobb15

-We had a wonderful experience with Lori and her staff! They answered all our questions in a timely manner! Every step was explained so we were knowledgeable of the process! If we buy another house we would enjoy working with her again! Thank you! – KristaJohnson3

-Lori was great! Very helpful, knowledgeable and patient. Thank you Lori for everything! Thanks to her we went from a foreclosure and bankruptcy three years ago, to homeowners again! – user8460577

-Lori & her team were awesome! All of my questions were answered. Lori & her team made me feel really comfortable in making such a big financial decision Thank You – lmrjmg

-My wife and I needed to buy a bigger house as our family was expanding and we quickly outgrew our current home. My wife knew she wanted a bigger house with a pool, so to me this meant a much larger mortgage. I had used Lori in the past when we refinanced our FHA mortgage and she was very knowledgeable and quickly responded to all my questions. With my wife already looking for a new home I needed to get pre-approved. I first called Wells Fargo, at the advice of my real estate agent, and boy was that a disaster. I could never get a hold of anyone, it took them days to respond back to me, and the programs they were offering kept changing. Thankfully I also contacted Lori – she was AMAZING. She had us pre-approved in hours not days with a loan with a great rate. Next time I will go straight to Lori – thanks to her we are now the proud owners of a beautiful new home with a pool. – mickienuss

-I have to say in all honesty that my experience with Lori and Mid Valley Funding has been above average in a day and time that people seem not to value good service and don’t always follow up or follow through. My experience was excellent and I was given all the tools to not only purchase my home with Lori, but to refi it in 6 short months to a GREAT interest rate.

My credit score was an issue and she along with her team and support staff assisted me in clearing that potential roadblock up and getting into our new home very quickly. No one can repair the damage or individual situations in regards to your personal credit situation, but their advice and guidance shortened what I am sure could have been an insurmountable obstacle in record time.

Lori also gave me the input and direction how to deal with my VA loan and apply and receive savings on my property taxes. The combination of refinancing and abatement on my property taxes saved me a considerable amount of money, both in the monthly mortgage and the overall life of the loan.

I am truly not exaggerating when I say that Lori and Mid Valley deserves 5 starts across the board. If you are looking for a high quality lender/broker that can assist you and be clear on what is your best solution and course of action then I highly encourage and recommend you give Lori and opportunity. I rarely write reviews, but I have benefited from others taking time to do so, so it is my turn to pass that gift along.

You do have to be willing to do your diligence and the leg work necessary to achieve your goals, but it sure makes it simple when you can have someone who is both knowledgeable and patient enough to answer your many questions. I was a bit of a pain (calling and texting constantly), only to have all my calls, text and questions answered and responded to immediately. What a rarity in today’s age of poor service, commitment and follow up. Give Lori a chance and I believe you won’t be disappointed, I have not been. – youngstanley

-My thanks to Lori and her team. I am a disabled veteran and Lori was able to assist us in getting into our home last year along with our Realtor PJ Johnsen. We got through all of the red tape and moved in. Then this year with the current market Lori gave me a call to let me know that the market has improved greatly and we were able to refinance with a great Cash out option. Lori pulled it off again. Can’t thank her enough. Her experience and professionalism is just outstanding. Thank you Lori – michaeldauria

-Lori will be my go to for any future needs.  I have already given her name to everyone I know.  She was so patient and ready to answer all my MILLION questions. I wish they had an option for star’s in communication…She would get 100!!! – sztaylor

-With Lori, our loans went through very easily. She asked for all documents without having to go back and forth a million times and answered all our questions timely. Easy to work with especially if you have busy lives. – user4826470

-Lori and her staff blew away my expectations. I have purchased houses in the past but I never had such a good experience as I did this time around. She made the loan process so easy and smooth. I could’ve closed escrow way ahead of schedule due to her responsiveness and quick turnaround. Between her and my Realtor (who referred me to her) buying a house was actually an easy and enjoyable process. She will be my lender for all future refi and purchases. Lori is professional, friendly, honest, responsive, and genuine. –djforti

-She was a delight to work with. Very prompt in getting back to me. I had some problems with the title, but she helped work them through. Very happy with the new, lower interest rate and lower payment. –DKSheldon

-Very helpful, knowledgeable, and willing to assist at all points of the refinance process. I was hesitant to go through the hassle of refinancing, but Lori and her office made it very simple, quick, and hassle free. I am glad I chose Mid Valley and will definitey use them again for any loans need in the future. -boardn66

-Again…such a resource. Lori’s group helped us refinance our existing loan which is such a relief! People will not be sorry…seek Lori if you need help and want the best! -princessd1976

-Lori held our hands through so many questions both for our first loan and for our refinance. She has been Great! with a capital G. We were buying out of area and using a VA loan that can be tricky. Lori made buying the house stress free. I don’t think there was a single question I asked that she did not know the answer to. And she never made me feel like I was “wasting her time” or “foolish” for asking a single one. We look forward to working with her again when our older kids are looking for their first homes. And all of the staff and professionals she had help us were great too. She really knows her stuff! -kathy wells butler

-Holy smokes!!! Amazing and wonderful every step of the way! Absolutely use Lori. If she can’t do it – it can’t be done. She helped us refinance for a lower rate and take cash out for house remodel. Her team responds straight away with professionalism. -Candice Koshman

-Very knowlgable, and Lori and her team are very quick to respond. I felt like I was taken care of and was able to reach Lori and her assistants very easily. The videos that Lori provided were very informative also. -g avila12

-Lori is very helpful, friendly & knowledgeable as is her staff. We have gone through this process effortlessly. We have enjoyed meeting Lori & staff and would definitely recommend them to our friends and family. We look forward to working with her again if needed. -umma13

-Lori and her team have been great to work with. She’s helped us in our purchase and now our refi of our home loan. She is knowledgeable with VA loans and helped guide me through the entire process. I would recommend her to anyone wanting to pursue home ownership. –CongoEB

-Lori was helpful, prompt and thorough from start to finish of our refinance. We were able to get a fantastic rate on our 15 year mortgage. She accommodated us by meeting on a Saturday which we are grateful for. -carrie 8774

-Lori helped with our buy last year and helped us this year convert our loan to conventional. She was always responsive and prompt. Thanks for the refi Lori -calujan86

-This is the second loan process I have been through with Lori and it always is a smooth process. Lori and her team are very efficient and knowledgeable to help people like me get through this process very easily. -zuser20140721040620204

-Lori was very helpful throughout the entire process. She was my broker on the home purchase in August 2015. Lori said she would monitor the process & contact me when time elapsed to get out of my FHA loan. She followed up without me having to reach out in 2016. This shows Lori’s “Commitment To excellence.” -kermitdfrog7

-Loris very knowledable and responsive when asked questions. She helped us with our first home purchase and now is helping. With refinancing. I would highly recommend her services! -gretchen kutter mph

-Lori has made this very easy and time efficient. She can help though any situation. I highly recommend her and her team. Very fast transaction, and easy refinance. –emigdiaambrosio

-Great experience, Lori was always available and easily to get a hold of. Will definitely recommend friends and family. One instance we needed clarification and Lori was available after hours and on the weekend. –kristenaronis

-I initially worked with Lori and her team back in 2019 when I bought a house in Sacramento. I have since worked with her 3 additional times. The most recent was this week to refinance my personal residence with cash out for some improvements. Everyone on her team is great to work with. The team works with various lenders so they will find the lowest possible rate. For example, when I bought the house, the rate was 3.99%, I refinanced 1 year later with a 3.28% rate. I recently needed to refinance again with cash out and the rate is 3.136%. I highly recommended everyone who is process of buying a house or refinancing the mortgage to work with Lori Hawkins team. I definitely look forward to work with the team in the near future. -tony thai

-Lori and team answered all of our questions, got us the best possible rate, and were professional. We are very happy with their service and would not hesitate to use them again. -lesliedgordon456521

-Lori and her team were phenomenal in all areas!! Loved our communication, loved the rate that we got locked, everything was sooo easy peasy!! All little challenges with swiftly navigated; I honestly can not say enough about how much I enjoyed having Lori and her team be my loan pros for my refi. I shopped around; and hands down she gave me the best deal I could have ever found! The best part is she is part of my awesome community, and it was great to work with that I know and admire in my community! -Peggy Bell

-We have now completed two new loans and two refinances with Lori. She is always on top of her game, providing numerous options to help us determine what will best work for our situation. Lori is responsive, attentive, helpful, and patient. Thank you as always for your help and service, Lori!

2020 update: Lori is responsive, professional, and efficient. Our latest mortgage with Lori (a refinance) was remarkably easy to close. -Grant

-Lori and her provide world class service throughout the loan process. They were ready and willing to answer any questions throughout the process and provided daily updates. -JasonC

-SUPER EASYsuper smooth transaction. Website for you to upload what you need. Lori almost knocked our APR in half. Also the price to refi was almost half of what we were charged on our last refi. Lori is so easy to work with. If you done a refi before you know how things can go. -Manny M.

-Lori and her team were extremely professional, informative, and friendly. They walked me through every step of the process and answered all my questions, got everything done faster than I had thought possible. So happy with my decision and the results! Would recommend to everyone! -LaraKennerly

-I purchased a home and completed a refinance with Lori, and she and her team make the process seamless. I will definitely call Lori for my future loan needs! -Lehi

-Lori and her team were patient and always answered my questions quickly. They took all the time I needed to feel comfortable every step of the process -zuser201601081804400

-Lori was amazing to work with. She was on top of everything and extremely helpful thorough this home buying process! She helped us do a 21 day close. I would recommend her to any one wanting to purchase a home. -karissatucker1

-From start to finish a great experience. The technology was very easy to navigate and the follow through was great. There was consistent communication throughout the process. -zuser201507261603281

-We’ve been working with Lori since October 2013. Lori has been pleasant and extremely helpful for Us with our initial home purchase and refinancing. She made the process easy and non stressful. We wouldn’t think of working with anyone else. She’s guaranteed to get you what you want! -Monica Burley

-Lori is an extremely professional flexible loan agent. I have been working with her for several years now and she is the only person I have been going through for my loans and every time she has been honest with me about what to do and how to do it. I highly recommend her to whomever is looking to purchase their first home or buying a second or more property. She will be persistent and punctual with you and make things as easy as possible. She also has ana amzing team behind her that helped us along the way when Lori was unavailable. -Bryan

-Lori and her staff were awesome. They worked really hard for us in this trying time. They communicated with us all the way through the process which is important to me! -ncunningham123

-I recently purchased my home last year using the VA. I went to Lori less than a year later and they refinanced my home saving me almost 300 a month. Will definitely use her on my next home purchase! -desmondrobbins

-We have now worked twice now with Lori and her team. We have worked with a few different lenders and Lori is by far the easiest. They are efficient and care about getting you the best deal. Definitely have recommended to family and friends. -user169098

-Very easy transaction and the staff were on top of it. I was kept updated and knew exactly what was happening every step of the way. Highly recommended!

-Lori and her team were amazing when I refinanced my home loan! Lori personally answered all of my questions and was right by my side during the whole process; explaining everything to me in detail. I couldn’t have asked for a better experience! -Lisa

-This is my second transaction with Lori. I would look no further if you are looking for someone who is knowledgeable in the business. She makes the lrocess so easy. -Somna

-Would highly recommend Lori. I’ve completed many loans with Lori and every time she has my best interest at heart. Her office is amazing, they always respond quickly to my questions. -Liz VanValkenburgh

-Lori just closed two refinances for me in record time. Ahe got me the best rate out there. Her offixe is alqaya plesant to work with. Comminication is always wonderful. I would recommend you work with Lori od you are in the housing market.

-Lori and her team are always amazing. This is my third transaction with her and they are always on the ball. She makes refinancing an easy process and I would highly recommend her for your fianncing needs. -75mnelson

Yelp Reviews

-Very dependable, will work hard to close as soon as possible. They helped me buy my first house and they took time to help me understand the process step by step. All staff was really helpful and cordial, which helps to put you at ease. Helped me qualify for several programs, even when the closing date was pushed back because of lack of appraisers, they worked hard to find one on short notice!! -Lul J.

-Working with Lori and her team has always been a pleasure! They are professional, efficient and reliable. The entire process was seamless and easy to access. Definitely felt like the entire team was working for my success from the moment my application was submitted. -Terry R.

-A great experience again! We have used Lori and team for our first home and they were on top of everything for our second home! We’re definitely Team Hawkins and would recommend them to anyone with mortgage needs!

Very special thanks to Marie for answering our questions quickly and making sure things go smoothly! -Minh T.

-Hawkins team is awesome! Great customer service. Friendly and polite.

You won’t find professionalism like this anywhere else.

Thank you Hawkins and team for all that you do -Jay S.

-Working with Lori and her entire team at Hawkins Home Loans was a super easy process from start to finish. Everyone was so quick to respond, and they checked in frequently just to let me know where we were in the process. I was able to go through the entire process remotely – they even sent a mobile notary to my home! If you’re looking to refinance or buy a home, I would recommend -Cecilia F.

-Would like to first say is how awesome this team was in making this happen ! I appreciate the swift and kind responses that they all sent . Everyone involved didn’t mind answering questions and concerns I had , so I appreciate that so much. Thank you!! -Mike C.

-I am delayed in writing this review about the amazing team at Hawkins Home Loans. I began the process with Lori April of 2020. As a 1st time home buyer I was nervous and very new to the process. Lori was great, she is so knowledgeable and a true expert in her field. It is hard for me to step back and let someone else take the lead, but I quickly learned that I could put all faith in Lori and her team. She got me an excellent rate and a FHA loan that was so unbelievable. Well fast forward to this past weekend… I just celebrated my 1 year home-versary. I can’t believe how quickly the time has gone. I appreciate Lori and all her knowledge and recommend her to anyone looking to purchase their home. -Naquisha B.

-Everything was smooth. I received update calls, texts and emails throughout the process. I appreciate how easy it was. -Rich H.

-I initially worked with Lori and her team back in 2019 when I bought a house in Sacramento. I have since worked with her 3 additional times. The most recent was this week to refinance my personal residence with cash out for some improvements.  Everyone on her team is great to work with. The team works with various lenders so they will find the lowest possible rate.  For example,  when I bought the house, the rate was 3.99%, I refinanced 1 year later with a 3.28% rate.  I recently needed to refinance again with cash out and the rate is 3.136%. I highly recommended everyone who is process of buying a house or refinancing the mortgage to work with Lori Hawkins team.  I definitely look forward to work with the team in the near future. -Tony T.

-Lori and her staff made my refi effortless for me. They kept me informed every step of the process and have awesome resources to keep me informed. So glad to work with them for my original purchase and now 2nd refi -Russell D.

-Lori and her team does a wonderful job of making the loan process easy.  They are honest with their dealings and explains the each step. They really try to help out in every possible way they can.

They are very patient with first time home buyers and refinancers. Communication is never a problem with them.  They are available through phone calls, text and emails and responds in a timely manner. Lori and her staff makes everything convenient for their clients.  Marie Swenson is AWESOME. -Anna R.

-Lori and her team will very helpful through the whole process. I would recommend Lori and her team to anyone looking to purchase a home.From day one any questions we asked ,Lori , Misa and Marie were all extremely helpful. –  Edward R.

-Lori and her team were phenomenal in all areas!! Loved our communication, loved the rate that we got locked, everything was sooo easy peasy!! All little challenges with swiftly navigated; I honestly can not say enough about how much I enjoyed having Lori and her team be my loan pros for my refi. I shopped around; and hands down she gave me the best deal I could have ever found! The best part is she is part of my awesome community, and it was great to work with that I know and admire in my community! -Peggy B.

-Lori’s team was top of every step of the way during our refinance process. This was our first refi, and they were very helpful in explaining the process to us. With Lori’s team’s expert help, we moved quickly from step to step. -Dasha P.

-Lori and her team are awesome! They are professional, timely and they get the job done.  I would recommend their services to anyone; and I would definitely use their services again in a heartbeat! -Mike W.

-Lori and her team are a joy to work with! They help you identify the right plan for you, walk you through the whole process and take care of all the important details! I cannot thank you enough for all of your support through the home refinance process! Highly recommend this great group! -Chelsea M.

-Lori and her team are a joy to work with! They help you identify the right plan for you, walk you through the whole process and take care of all the important details! I cannot thank you enough for all of your support through the home refinance process! Highly recommend this great group! -Chelsea M.

-SUPER EASYsuper smooth transaction. Website for you to upload what you need. Lori almost knocked our APR in half. Also the price to refi was almost half of what we were charged on our last refi. Lori is so easy to work with. If you done a refi before you know how things can go. Will recommend to family and friends -Manny M.

Google+ Reviews

-We purchased our first home with Lori, and we could not have been more pleased with the entire process. Lori was helpful, responsive, patient, and willing to work around our schedule. She answered every question we had. From offer to closing was about three and a half weeks, thanks in large part to Lori’s efforts. We will absolutely be coming to Lori when it’s time for our next home. – Grant Hurst

-Lori and her team were incredibly responsive. She patiently explained our options and answered all of our questions. I have already recommended her to several friends, and I would absolutely work with her again. –Bernadette Austin

-We were very skeptical when we first started the home buying process. Having lost our previous home a few years back and with it our credit, we felt very scared. However, Lori was extremely kind and understanding. She took the time to explain everything to us and answered each one of the hundreds of text and e-mail messages we sent her. Furthermore, she was very supportive and accessible throughout the entire process. I wholeheartedly recommend Lori Lackey-Hawkins to anyone interested in securing a loan in order to buy their next home. She is very knowledgeable and hardworking, but above all, she genuinely cares about each of her clients. Lori, thank you for helping us acquire the loan to purchase our beautiful home in Merced! David and Maria Elena Ramos. –David Ramos

-After buying two prior homes, this was our first attempt at using my VA Loan benefits. Lori was very easy to work with and knowledgeable with the entire VA Loan process. She took the time to explain every step of the process for me and kept me informed along the way. At the end, it was the mortgage company that delayed our escrow, but Lori kept on them and ensured we funded and closed the loan. Thanks for your help, Lori! 🙂 Eric Bernal. Manteca, CA. –Eric Bernal

-Lori was amazing from start to finish. This was our very first home buying experience and she was there every step of the way for us. From the prequalification process to explaining all of the tedious loan details, to closing day, her professionalism, attention to detail and speed were all wonderful. She ensured we were properly notified of everything that was going on and moved our file right along though our mortgage company and our title company. We cannot thank her and her amazing team enough!!! -Nicolette and Chad

-The whole process seemed daunting at first and like a never ending process. Lucky for us Mid Valley and Lori maid the whole process easy and quick. Very surprised to have everything done within three weeks. I am very glad we went through Mid Valley they made home buying an awesome experience. –Barry Kalar

-It was very pleasant and enjoyable to work with Lori and her team. We closed on time with no hick ups. Will definitely refer Lori in the future! Really awesome experience! –Aaron Allen

-Super helpful and patient with our questions. –Jamie King

-Lori and her staff are wonderful! She is informative, friendly and so helpful. This process has been so easily! Thank you! –Krista Johnson

-Lori was very responsive throughout the entire lending process. Customer service was excellent! I would definitely recommend her to family and friends. –Sokun Somsack

-VA loan, Lori knew all the ins and outs. So quick, so smooth, so easy! –Himoru Kenshin

-Lori and her whole team were fantastic. She took the time and effort to explain all questions we had. Blew my mind how the loan process was seamless and prompt. Will definitely recommend Mid Valley funding to anyone looking to secure a home loan. Thanks again team Lori, you guys rock. –Lydia Gathairu

-Lori and her team were excellent, I would recommend her to my family and friends. –David Alcoriza

-The team that worked with me is absolutely wonderful, this has been a wonderful house buying experience. I would highly recommend Mid Valley Funding and Investments. inc. –Stephanie Hayn

-Our loan officer was very prompt in responding to our emails. The refi process took longer than expected but we were extremely happy with the end result and appreciated having all our questions answered with prompt responses along the way. We would definitely recommend Lori Hawkins for friends looking to refinance. –Jennifer Copeland

Facebook Reviews

-Honest, trustworthy and sweet woman! You can’t go wrong!  –Roxanne Alby

-I love doing business with you Lori, You are amazing woman with an amazing team in your office and I just wanted to stop by to say Thank you so much for making me and my clients happy, I Thank God for you. –Mauren Imming

-Lori knows her business and give high quality customer service. She works hard so you don’t have to. –Nadien Menke

-Lori is amazing, so professional and timely. No one could have completely my loan in such a precise and honest fashion. She is a gift from God. Thank you for all you do. – Kimate Richards

-Buying a home was a little daunting to me as I am young and not entirely sure how it all worked. However, Lori made the process easy and stress free. She was very attentive to what needed to be done and the timelines and was quick to talk some sanity into me as I tend to worry about every little detail. Not only is Lori wonderful at what she does, but her genuine care and excitement of helping people achieve their goals/dreams is very apparent and I was lucky to have her walk me through my first home purchase! –Kami Hoverson

-Lori is very knowledgeable and professional she will definitely take care of your real estate needs. –Dmitriy Vakulchik

-Lori and her team were AMAZING to work with. From the initial contact to the very end, it was assuring and comforting to know that everything was effectively communicated to us, our questions were thoroughly answered, and that we were in constant open contact. As first time homebuyers, we had no idea what we were getting into, and we appreciated the time and work Lori and her team put in to complete the process. We’re so happy we got to work with Lori! -Sam Mateo

-A great experience again! We have used Lori and team for our first home and they were on top of everything for our second home! We’re definitely Team Hawkins and would recommend them to anyone with mortgage needs! We got a super low rate as well!

Special thanks to Marie for staying on top of things through this 6 month process (we bought a new build). She really makes you feel confident in their team with how responsive and detailed she is! -Minh Tran

-This team is amazing! They are great communicators through the whole process. Not only did they beat the interest rates of their competitors but our refi closed in less than 2 weeks!!  Highly recommend! -Laura Granados

-Always ready to help!! -Hope Moore

Could not have done this without you! ? -Kathy Golden

-Lori Hawkins is an awesome lender! She helps people with very challenging escrows get into homes! I can trust her!! -Lura Bailey

-The service and care that my wife and I received through the whole process was exceptional. -Efrem Smith

-Lori Hawkins helped me achieve a life goal of purchasing a home. I’m truely greatful for her professional personality and her eagerness to make me feel comfortable during the process of buying a home. Lori explains the step by step options that’s available to getting a Home loan.  *****  5 Stars -Mack Mayo

-Was nervous about starting the process but Lori sat me down reviewed everything with me and made a process I thought would be scary exciting. Definitely recommend Lori she is smart, knowledgeable, and always helpful! -Desmond Robbins

-Lori helped us through refis and purchases. She also helped my brother in law with a refi that eliminated his PMI. Lori’s the best! -David Tilley

-Lori and her team are pros! From Beginning to end it is a seamless process. We have used Mid Valley for a home loan purchase and again for a refi. I remain most impressed with how responsive the team is.  Whenever we had questions we never had to wait. I also loved the convenience of the DocuSign software, which means We could handle most of the transaction from our home. There is no need to be stressed about the home loan process if you hire the right people to handle it. Mid Valley is best choice! -Aimee Chouinard-Ward

-Lori and her team are professional, caring and kind. Educated us with patience and were with us every step of the way during our loan process. -Teresa Perea

-To find a more informed and professional person than Lori HAWKINS you would have to tour the world! She has done many loans for me and flawlessly! I would never use any other company! Fabulous company service and expert assistance! 5 Stars! -Sunny Groom

-Lori has always been a pleasure to work with! She is very responsive and trustworthy! I bought and sold a home through her services. When I buy again, there is no question that I will call on Lori! -Keisha Blacks-Pitts

-Knowledge, efficiency and very helpful are just a few phrases that come to mind of Lori and her staff. I have already referred 2 others to them. -Barry Saugen

-We had a great experience. Lori was with us every step of the way on our 2 yr journey. -Roshawnda Meeks-Darden

-We are so Thankful to have worked with Lori and her team. The house buying process was a lil challenging at times. but, Lori kept encouraging us to keep looking while she and her team worked diligently with our paper work. We would definitely recommend others. -Letitcia Mcnealey Thompson Tish

-Absolutely! Thank you for Lori for all your hard work? -Tina Hady Van Dusen

-Lori and team are not only professional but always go the extra mile to make sure you are comfortable and informed on the decisions you are making! Most of all: you always know they are looking out  for your best interest. -Jennifer Pruden

-Lori & Cynthia worked so hard to help my husband & I find the right loan to buy our first home! They fought tooth & nail till it was all done! We appreciate their dedication & hard work. -Brandy Hawkins

-Help me so much and made our loan process happen ~ VA with a 3.25 interest rate 15 year loan ~ it was very stressful time and they made it happen!!!! Thank you

-Lori and her team and very professional and do an amazing job will continue to recommend this team and will always return !!!

-Highly recommend Lori and her team! They Kept me informed on what to expect every step of the way!! Thank you to Yessenia, Anthony, Monica and Jennifer!! And any one else who played a role in this process. Will be giving you guys a call when it’s time to refinance or buy a second home!

-I wouldn’t hesitate to recommend Hawkins Home Loans to everyone I know ! It was so easy, we explained what we needed and they took it from there , Thanks again to Lori and her entire team ! -Dovie Mccusker

Lending Tree Reviews

– Alexa DeLoatch is a life saver and a critical source in helping me become a homeowner. Got my loan funded in less than 2 weeks and closed the deal just in time to beat the deadline. She made the process easier than the previous online broker I was working with. All in all if you want to get things done and ENJOY the home buying process and get in a home choose Hawkins, and most importantly choose Alexa DeLoatch. – Bijan

– Lori and her team were super helpful and very responsive. They worked together to make sure my questions were answered and that I knew what to expect and what to do to make this stressful process much smoother. It was my first time buying a house and they made it a great experience. – Mai

– A great experience again! We have used Lori and team for our first home and they were on top of everything for our second home! We’re definitely Team Hawkins and would recommend them to anyone with mortgage needs!