Fixed vs. Adjustable-Rate Mortgages: Which Is Best For You?

Fixed vs. Adjustable-Rate Mortgages: Which Is Best For You?

The process of buying a home is often a stressful and confusing one because of all the different choices the average buyer has to make. From choosing the right location to negotiating prices and picking the right offers, the experience is packed with various...
4 Common Refinance Loan Myths and the Truths behind Them

4 Common Refinance Loan Myths and the Truths behind Them

Buying a home is one of the most exciting things you can do in your life. Apart from being a sign of financial stability, it offers you a safe place to stay and relax in, helping you live more comfortably. It’s easily the most important place in your life, as you can...
Every Home Buyer’s Challenge When Purchasing a House

Every Home Buyer’s Challenge When Purchasing a House

Everyone dreams of having their own home—a place where they are free from inhibitions, where they can relax and enjoy in a comfortable space they created for themselves. It’s nice to think about having a key to your own house, but you will come across difficulties...
The Mortgage Application Process: Getting to Know the Basics

The Mortgage Application Process: Getting to Know the Basics

The mortgage application process is an important step to getting a house that you and your family have been aspiring to get. Whether it is your first time or not, it’s always recommended that you either know the basics or take the time to refresh your memory. This...
5 Requirements You Need to Get Pre-Approved for a Mortgage

5 Requirements You Need to Get Pre-Approved for a Mortgage

When applying for a pre-approved mortgage, you need to secure the five critical requirements: proof of income, employment certification, good credit, proof of assets, and employment verification. On top of these vital requirements, the lender may ask for other...