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VA Loans for Second Homes: Essential Things to Know

VA Loans for Second Homes: Essential Things to Know

by Cascadia Web Services Support | Dec 30, 2021 | Uncategorized

VA loans are one of the best options to consider if you are looking for a home-buying solution. VA loans are ideal loan programs with their benefits, and anyone eligible should not pass up on the offer. If you were able to use a VA benefit in purchasing your first...
Advantages and Disadvantages of Adjustable-Rate Mortgages

Advantages and Disadvantages of Adjustable-Rate Mortgages

by Cascadia Web Services Support | Dec 24, 2021 | Uncategorized

Low starting rates and flexibility are advantages; disadvantages include complexity and the potential for significantly larger payments over time. An adjustable-rate mortgage, or ARM, is a house loan that begins with a low fixed-interest “teaser” rate for...
Fixed-Rate vs. Adjustable-Rate: Which One Is for You?

Fixed-Rate vs. Adjustable-Rate: Which One Is for You?

by Cascadia Web Services Support | Dec 17, 2021 | Uncategorized

A recent study reveals that a house in the United States costs $408,800 on average in 2021. With an average yearly salary of $56,310, owning a home without a mortgage is virtually impossible. During your mortgage application, the lender will ask you to choose between...
How to Get an FHA Mortgage Even With Student Loan Debt

How to Get an FHA Mortgage Even With Student Loan Debt

by Cascadia Web Services Support | Dec 9, 2021 | Uncategorized

Student loans are, unfortunately, very expensive and can take years to pay off. If you’re thinking about applying for a Federal Housing Administration (FHA) loan, then student loans will not make it easy.  Seven in ten college seniors that have graduated from public...
Is the Adjustable Rate Mortgage a Better Option for You

Is the Adjustable Rate Mortgage a Better Option for You

by Cascadia Web Services Support | Dec 3, 2021 | Uncategorized

When looking at local mortgage lenders to get a home loan in Sacramento, CA, you would need to answer several questions to help identify the best home loan option for you. One of those you need to determine is whether you want an adjustable or fixed-rate mortgage....
When Is the Best Time to Refinance Your House Mortgage?

When Is the Best Time to Refinance Your House Mortgage?

by Cascadia Web Services Support | Nov 29, 2021 | Uncategorized

A recent study revealed that the number of owner-occupied housing and the homeownership rates in the United States has steadily increased. This means that more people are moving away from being renters to becoming homeowners. Typically, people apply for a mortgage to...
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